Backup

Whatever your computer system - we can help you back it up - 
and as always at the best prices in the industry!​

  • Endpoints (Windows, Linux, Mac)
  • Servers (Windows, Linux, NAS)
  • Apps & DB (Exchange, SharePoint, SQL Server, Oracle, MySQL)
  • SaaS (Microsoft 365, Google Workspace)
  • Virtual (VMware, Hyper-V, KVM)
  • Cloud (AWS, Azure, Google)

The updated pricing below is valid from 1/1/2024. The new backup pricing is in line with the pricing from our old backup service offerings. But our new backup system is more advanced, faster, more flexible, has better and longer retention options, is more secure, "immune" to encryption attacks, built for 256-bit AES encrypted (S3) storage in the cloud etc. So, it has a higher cost for us than the old backup system. Therefore, our new pricing will be a little higher than the old one. That's the way things go. But as always, the pricing is fair and low for our clients!

Please remember that we offer TRUE backup plans to the cloud - not cloud file sharing services like Microsoft OneDrive, Google Drive, Dropbox, Sync etc. We offer a managed "version" (meaning we do the work for you) of backup services like Carbonite, Backblaze, Livedrive, iDrive, Acronis, Veeam etc. If you have very large data sizes on a private computer, we recommend that you  use a backup service like Carbonite as we cannot compete directly on backup storage pricing for very large data sizes, i.e. past 2,000 GB (2 TB) of storage. For business purposes it's very different and we are more than competitive on all data sizes!

Computer backup plans and features for 2024:

Plans and 
features


File level backup​

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)
  • +500 GB (1000 GB total)
  • +1000 GB (2000 GB total)
Normal
250 GB

$ 5

/ month   (billed annually at $60.00)

  • X
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Normal+
500 GB

$ 8

/ month   (billed annually at $96.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
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Extra
 1000 GB

$ 14

/ month   (billed annually at $168.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X
  • X

Extra+
2000 GB

$ 25

/ month   (billed annually at $300.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
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  • X
  • X
  • X
  • X
  • X
Plans and 
 features


Backup

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups 
  • 250 GB data storage
  • +250 GB (500 GB total)
  • Disk Image / disk clone backup 
  • Fast Disaster/Recovery Backup type
  • Bare metal universal recovery
  • +500 GB (1000 GB total)
Normal 
250 GB

$ 5​

/ month   (billed annually at $60.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X





Normal+
500 GB

$ 8

/ month   (billed annually at $96.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X




Image
500 GB

$ 20

/ month   (billed annually at $240.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X

Image+
1000 GB

$ 29

/ month   (billed annually at $348.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X

Server backup plans and features for 2024:

Plans and 
features


File level backup​

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drives
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)
  • +500 GB (1000 GB total)
  • +1000 GB (2000 GB total)
Normal
250 GB

$ 15​

/ month   (billed annually at $180.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X



Normal+
500 GB

$ 19

/ month   (billed annually at $228.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X


Extra
 1000 GB

$ 28

/ month   (billed annually at $336.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X
  • X

Extra+
2000 GB

$ 46

/ month   (billed annually at $552.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
Plans and 
 features


Backup

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)
  • Disk Image / disk clone backup 
  • Fast Disaster/Recovery Backup type
  • Bare metal universal recovery
  • +500 GB (1000 GB total)
Normal 
250 GB

$ 15​

/ month   (billed annually at $180.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X





Normal+
500 GB

$ 19

/ month   (billed annually at $228.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X




Image
500 GB

$ 35

/ month   (billed annually at $420.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X

Image+
1000 GB

$ 49

/ month   (billed annually at $588.00)

  • X
  • X

  • X
  • X

  • X
  • X
  • X

  • X

  • X

  • X
  • X

  • X

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  • X
Normal
250 GB

$ 5

/ month   (billed annually at $60.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage



Normal+
500 GB

$ 8

/ month   (billed annually at $96.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)


Extra
 1000 GB

$ 14

/ month   (billed annually at $168.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB data storage
  • +500 GB (1000 GB total)

Extra+
2000 GB

$ 25

/ month   (billed annually at $300.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB data storage
  • +500 GB data storage
  • +1000 GB (2000 GB total)
Normal 
250 GB

$ 5​

/ month   (billed annually at $60.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups 
  • 250 GB data storage


  •   


Normal+
500 GB

$ 8

/ month   (billed annually at $96.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups 
  • 250 GB data storage
  • +250 GB (500 GB total)

  •  
  •  

Image
500 GB

$ 20

/ month   (billed annually at $240.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups 
  • 250 GB data storage
  • +250 GB (500 GB total)
  • Disk Image / disk clone backup 
  • Fast Disaster/Recovery Backup type
  • Bare metal universal recovery

Image+
1000 GB

$ 29

/ month   (billed annually at $348.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups 
  • 250 GB data storage
  • +250 GB storage
  • Disk Image / disk clone backup 
  • Fast Disaster/Recovery Backup type
  • Bare metal universal recovery
  • +500 GB (1000 GB total)
Normal
250 GB

$ 15​

/ month   (billed annually at $180.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drives
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage



Normal+
500 GB

$ 19

/ month   (billed annually at $228.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drives
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)


Extra
 1000 GB

$ 28

/ month   (billed annually at $336.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drives
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB data storage
  • +500 GB (1000 GB total)

Extra+
2000 GB

$ 46

/ month   (billed annually at $552.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drives
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB data storage
  • +500 GB date storage
  • +1000 GB (2000 GB total)
Normal 
250 GB

$ 15​

/ month   (billed annually at $180.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage





Normal+
500 GB

$ 19

/ month   (billed annually at $228.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)




Image
500 GB

$ 35

/ month   (billed annually at $420.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB (500 GB total)
  • Disk Image / disk clone backup 
  • Fast Disaster/Recovery Backup 
  • Bare metal universal recovery

Image+
1000 GB

$ 49

/ month   (billed annually at $588.00)

  • 1 Windows, Mac or Linux computer
  • MS Windows 7+ (64-bit) or Mac OS X 10.10+ (64-bit)
  • Encrypted S3 cloud backup storage
  • 256-bit AES encryption (both in rest and in transit)
  • Data retention / storage time: 30 days
  • Backs up pictures, videos, and music
  • Backs up documents like Word, Excel, Adobe, etc.
  • Recover backed up data for any reason, i.e. computer crashes
  • Recover files after a potential virus or malware infection
  • Optional data recovery via hard drive
  • Backup setup, configured and administered for you
  • Full onboarding process to get your backups going
  •  Open files and network drive backup
  • External hard drives and NAS backup
  • Throttling of backup speed available
  • Fully automated backups
  • 250 GB data storage
  • +250 GB data storage
  • Disk Image / disk clone backup 
  • Fast Disaster/Recovery Backup
  • Bare metal universal recovery
  • +500 GB (1000 GB total)

Need more storage or longer retention (storage time)?

Rule of thumb for additional storage:

For Computer file level backup add $0.012 per GB (or $12 per TB) per month to the total cost of the chosen backup plan. So, a file level backup plan at $5 per month for 250 GB would cost an extra $12 per month for an extra 1 TB for a total of $17 for 1.25 TB (or 1,250 GB).

For Server file level backup add $0.018 per GB (or $18 per TB) per month to the total cost of the chosen backup plan. So, a server file level backup plan at $15 per month for 250 GB would cost an extra $18 per month for an extra 1 TB for a total of $33 for 1.25 TB (or 1,250 GB).

For Computer image/clone backup add $0.018 per GB (or $18 per TB) per month to the total cost of the chosen backup plan. So, a file level backup plan at $20 per month for 500 GB would cost an extra $18 per month for an extra 1 TB for a total of $38 for 1.5 TB (or 1,500 GB).

For Server image/clone backup add $0.030 per GB (or $30 per TB) per month to the total cost of the chosen backup plan. So, a server file level backup plan at $35 per month for 500 GB would cost an extra $30 per month for an extra 1 TB for a total of $65 for 1.5 TB (or 1,500 GB).

Rule of thumb for longer retention / storage time: 

Add an extra 9% of the cost per extra month (or 0.3% per day), i.e. a backup plan that costs $8 per month for the standard 30-day retention is $8 x 1.09 = $8.72 per month for an extra month retention (for a total of 60 days). The same backup plan with a 90 day / 3-month retention (2 extra months) is $8 x 1.18 = $9.44 per month. So if you i.e. need a full year retention you need to add 11 extra months at 9% apiece (11x0.09): $8 x 1.99 = $15.92 per month.

P.S. For long retention times (12+ months) the pricing would increase incrementally as there wouldn't be any retention possible until i.e. 12 months has passed. So, in the example above you wouldn't need to pay $15.92 per month until the first 12 months had passed.